Credit Card Drama

[kybearfuzz]

I had planned on going to bed early last night. As I was looking through my emails, I found a fraud alert for my main credit card. Earlier this week, I’d gotten a voicemail about this activity and handled it through their automated system. When I looked at the email, I realized that I may have told the credit card company that a declined charge was authentic, so I phoned the credit card company at 11 PM last night.

It turns out that someone in Florida had locked into my credit card number. I’m not sure how this happens really as I’ve not been to Florida in years, but there it was, someone trying to buy some female diet crap at $49.95. Luckily, my credit card company flagged it and declined the charge, but it did freak me out.

While I was on hold for the next available customer service rep, I checked my current charges online and saw nothing unusual, so hopefully the thief got tired of my card declining and moved on.

As a security measure, my credit card company axed my current card and is sending out a new one. The rep said it should be here this weekend, and I needed a new one anyway as the magnetic strip on the back was getting worn (yeah, I charge everything to it for the points).

The problem is that I was very keyed up last night afterward, which made it very hard to go to sleep. So the creep who tried to use my card did steal something from me besides my credit card security… a good night’s sleep. @$$hole…

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Comments

[mort-83.livejournal.com]

What a bitch. I assume it was. That sucks. I had something happen like that awhile back--it was a 25 cent charge by someone in Germany. The bank flagged it and then stopped the card. Apparently it was a test charge, the bad guys try a small charge thinking it might sneak through. Bastards!


Hope you have a good weekend!

[dendren.livejournal.com]

generally thieves do a small charge or two like that to see if they can charge something before going for the big ticket items. I almost always get a call from the credit card company if a 99 cent itunes charge or something similar is on my credit card. When mine was stolen last fall the first charge was like 50 cents at a walgreens, then $5 at a safeway, then $8000 at apple :P

[kybearfuzz.livejournal.com]

YIKES! For $8,000, I'd hire a hillbilly relative to hunt this fµ€≤£® down and get revenge! Actually I could get certain cousins to it for a case of Pabst Blue Ribbon and $10 Little Caesar's Pizza.

Bitch should be fortunate he only caused this little bit of trouble, or else he'd be hearing banjo music in the distance...

[mort-83.livejournal.com]

Squeal like a pig!!!!!! LOL

[kybearfuzz.livejournal.com]

I don't recall any small charges being attempted, unless this person considered $50 a small charge. In which case, I can only be thrilled he or she didn't get on to bigger items.